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Everyone knew she wasn't into boys. She was proud. She didn't hide who she was. She let everyone know. I could have taken a lesson from, that but I hide it. As far as I knew, no one knew I was into girls, except my best friend. Ryan knew every detail about me. He knew all my quirks, my bad habits, my interests, the things I hate, the things I love, my favorite food and anything else there was to know. If I was into guys, Ryan and I would probably be dating. He's been living in my house for practically the last four years. Freshman year, his parents kicked him out and my dad liked him so much he moved in the next week. He has his own room here. My dad treats him like a son. He loves my dad. Well.. our dad. She has been looking in my direction a lot more tonight than she ever has. I'm leaning against a table talking to Ryan and his new girl friend. The night is winding down and people are beginning to leave. I step outside for some air and to enjoy the night. I hear the door open. I. She thought she could model her moneylending enterprise on the credit union idea, just have it a private enterprise effort rather than a local community bank.The credit unions worked to fixed rules about how much could be borrowed, and insisted on a track record of saving small sums before lending at all. These organisations had a social purpose as well as a financial one. Her business would be entirely financial, but with a social, charitable, ethos underpinning it.She reckoned that when clients saw how she operated, they would keep coming back to her. She was right. She rented an apartment in one of the better apartment blocks, and used word of mouth to tell people she was in business to lend money at cheaper rates than they were paying. When they asked her what she meant by cheaper, she said, "show me evidence about what you are paying, and I will offer the same loan at a rate ten per cent lower."The idea got around, and soon she was being asked if she would consider offering a.
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