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The Department of Motor Vehicles doesn’t exclude points on their reports starting from the second, regardless of if he goes to traffic school again so we do start charging from there. You can’t advise him whether or not to go to traffic school though. That’s the judge’s job. Let him know the rates will stay the same until the policy renewal, but if he switches insurance in the meantime that company is within their right to charge it because the speeding ticket is viewable on his record now. We have an obligation to tell him that or he’ll call back and complain that we hadn’t mentioned it. Other companies have to charge what they can see. We don’t change our rates in the middle of a policy period. Underwriting will apply it only upon renewal. This information actually is in your product line manual, but it kind of gets convoluted in all the lawyer jargon. I know the exclusions can get confusing.”I could tell from the hungry look in his eyes that he was drinking all this information. I grab her and kiss her again taking time the feel her perfect breast and play with her nipple, which causes her to let out a small moan.The rest of our time at the beach was relatively uneventful, just sunbathing. We decided to hike back up to the car, and amazingly made it with no undesired events (like me almost passing out, like before). We got back to her little SUV and threw the stuff in the back, I climbed in to gather our clothes and to my surprise, she hopped in after me and closed the door.She leaned into me and started kissing me again, prying my sports bra off and sucking on my nipples, slowly. First the right, twirling her tongue around my erect nipple, then sucking it in to her mouth, causing me to breathe deep as I feel a heat start to build between my legs. Then she switches to the left, I run my hands through her hair, pulling her face up to mine and kiss her deeply, then I begin to tease her nipples, sucking, grazing them with my teeth causing her to inhale sharply..
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