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It took a while for Roger to wrap his head around the difference between an Insurance Broker, an Insurance Agent, and an Insurance provider. When you think insurance company, it can be a provider, or a broker, or an agent who works for one or the other. If two clients bought insurance from Herman Hartley, he would assign the policy to Great Northern Insurance company, which was a brokerage company. The two people might have different insurance providers depending the information on their application. Great Northern would handle his payments and claims, but the money would be provided by the provider company. It was a screwy arrangement designed to avoid liability. The broker had no liability, but the provider company had no official standing in the state. Neither was regulated by the insurance commissioner. As Hartley had said, there was no law against it. It was a scam but a legal one. It was 4:45pm when a black man in work clothes and a hard hat stopped by the office. Roger was. We would start off with the primaries, which would take up most of the late winter and early spring. After that we would have a brief lull through the summer, and then go into the conventions. After the conventions it would be full out bloody warfare. This was on top of the regular fun and games. Every House seat was up for election, as were one in three Senate seats. The chance of accomplishing anything was remote at best.That wasn’t to say nothing would get passed. Both the Democrats who ran the Senate and the Republicans who controlled the House could be counted on to pass some bills that had absolutely zero chance of ever getting through because they would never be passed by the other house. It didn’t matter what the bill was for, the real purpose was to attach a name to a bill or to a vote against a bill. “ Congressman Blathermouth voted against food stamps for hungry children! It’s time to fire Congressman Blathermouth!” Well, that’s not really what happened. The bill that was.
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